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2 days ago · FDIC average national deposit rates January 2020 to present Choosing a high-yield savings account guarantees that you can beat the low average rates offered by most savings institutions in the U.S ...
Jul 29, 2025 · Among the best high-yield savings accounts are those from Bread Financial, Western Alliance and Valley Bank. Every account on our list carries full FDIC insurance protection up to $250,000 per bank.
2 days ago · The best high-yield savings accounts have high APYs, low fees and are federally insured.
Aug 13, 2025 · Savings accounts are a deposit account offered by banks that allows individuals to store money securely while earning interest. They provide a safe place to keep money with FDIC or NCUA insurance, protecting deposits up to $250,000 per account holder per institution.
5 days ago · High-yield savings accounts now offer 4.00% APY or more -- see today's best rates and pick the perfect spot to grow your money faster.
To find the best high interest rate for you, browse Bankrate's list of the best high-yield savings accounts from federally insured, highly rated institutions.
Aug 12, 2025 · The best high-yield savings accounts offer 10x the national average interest rate. Here are today’s best accounts and highest rates.
Jul 23, 2025 · American Express® Savings FDIC Insured 3.50% Annual Percentage Yield* Savings Apply for an account in minutes World-class 24/7 customer support No fees to open account Manage your account through the Amex® App *Variable APY is accurate as of 7/23/2025. Terms apply.
Aug 1, 2025 · What Is a High-Yield Savings Account? A high-yield savings account allows you to save money and earn higher-than-average interest on it. While the average savings account has a 0.38% interest rate, per the FDIC, you can expect to earn more with a high-yield savings account—sometimes a lot more, especially with rising interest rates.
5 days ago · With the average savings account paying 0.38%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a little bleak for savers. However, high-yield savings accounts still ...
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